QuickBooks® Merchant Services, Fully Managed for Your Business

Take Payments Anywhere. 

Accept payments online, in person, or through the QuickBooks mobile app—without dealing with complex setup or configuration. We create your merchant account, connect hardware, map deposits and fees correctly, and keep your books accurate from day one.

  • Works with QuickBooks Online or the stand-alone payments app
  • Card readers, Tap to Pay, invoices, ACH, and payment links
  • Clean bookkeeping, accurate reconciliations, and pricing reviews
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Travis Tandy CEO & President of Tandy Consulting Inc

QuickBooks® Merchant Services, Fully Managed for Your Business

Accept payments online, in person, or through the QuickBooks mobile app—without dealing with complex setup or configuration. We create your merchant account, connect hardware, map deposits and fees correctly, and keep your books accurate from day one.

  • Works with QuickBooks Online or the stand-alone payments app
  • Card readers, Tap to Pay, invoices, ACH, and payment links
  • Clean bookkeeping, accurate reconciliations, and pricing reviews
QuickBooks Merchant Services -- Tandy Consulting Inc.
QuickBooks Merchant Services • Done for you

Accept payments through QuickBooks® with our merchant services support.

As a QuickBooks ProAdvisor, we handle the merchant services side for you--applications, hardware, and clean bookkeeping. Use QuickBooks Online, the GoPayment/mobile app, or both. Your payments flow; we keep the numbers tidy.

  • ✓ We set up your QuickBooks Payments account and merchant profile correctly the first time.
  • ✓ Order, configure, and test card readers & Tap to Pay so they sync cleanly with QuickBooks Online.
  • ✓ Not ready for QuickBooks Online? You can still take payments through the mobile app and portal.
  • ✓ Ongoing tune-ups, statement reviews, and options for high-volume/discounted pricing.

At-a-glance pricing for QuickBooks Payments

These are the standard U.S. QuickBooks Payments rates as of July 31, 2025 for pay-as-you-go pricing. ProAdvisor and high-volume discounts may reduce your actual costs; we'll review your statements to confirm.

Online & invoice
Cards & digital wallets
2.99%
per card or wallet transaction

For invoices, recurring payments, and payment links paid with credit/debit cards or digital wallets (Visa, Mastercard, Discover, AmEx, Apple Pay, PayPal, Venmo, etc.).

  • No monthly fee on standard plan.
  • Ideal for service businesses, retainers, and invoices.

Rate based on QuickBooks published pricing as of 07/31/2025. Actual rate may differ by plan, risk profile, and discounts.

In-person
Tap to Pay & card reader
2.5%
per in-person card transaction

For swiped, dipped, or tapped cards using QuickBooks card readers or Tap to Pay on iPhone.

  • We can order and configure readers for your locations.
  • Connects to QuickBooks Online or runs via the mobile app.

Hardware costs, replacement readers, and some POS integrations are billed separately by Intuit or third-party vendors.

Keyed entry
Keyed-in card payments
3.5%
per keyed transaction

For orders placed by phone or when you manually type card numbers into QuickBooks Payments.

  • Higher risk = higher rate; best used as a backup.
  • We'll help you minimize keyed-in volume where possible.

Some industries and card types may be restricted or require extra underwriting for keyed transactions.

Bank transfer
ACH bank payments
1%
per ACH transaction

Customers pay directly from their bank account; funds move into your business account via ACH.

  • Often the lowest-cost option for large invoices.
  • We'll configure bank deposit and fee mapping in QuickBooks.

Per-transaction minimums/maximums and return or NSF fees may apply under your Intuit merchant agreement.

Important: Rates shown are for U.S. merchants and are subject to change by Intuit®. Additional fees may apply for international cards, payment dispute protection, instant deposits, chargebacks, or optional add-on services. Final pricing is always governed by your QuickBooks Payments merchant terms.

Why run merchant services through our firm?

  • $ ProAdvisor pricing access. We can compare your existing merchant statements to QuickBooks Payments and request discount reviews for larger-volume accounts.
  • 💳 Clean books, every night. We map deposits, fees, and chargebacks to the right accounts so your P&L and balance sheet actually match your merchant statements.
  • ⚙ Hardware handled for you. We'll help you choose card readers, Tap to Pay, or app-only setups, then test everything so staff can just tap, swipe, and move on.
  • 🛠 Not tied to QuickBooks Online. Prefer to start with just the payments app? We can set you up to take payments via mobile and add full accounting later.

Our done-for-you setup process

  1. 1
    Review how you bill and get paid
    We look at your industry, current merchant statements (if any), average ticket size, and where payments actually happen--invoices, front desk, trucks, events, online, or all of the above.
  2. 2
    Design & implement your setup
    We complete the merchant application, configure processing options, connect QuickBooks Online if you're using it, and order card readers or enable Tap to Pay and mobile app access.
  3. 3
    Tune-up & monitor
    Once live, we run test transactions, verify that deposits and fees reconcile, and periodically review pricing--especially as your volume grows or changes.
Want an apples-to-apples pricing comparison? Send us 1--3 months of merchant statements (Excel or CSV), and we'll compare your current processor to QuickBooks Payments and ProAdvisor options.
Request pricing review →
Share your statements securely; we'll break down fees and options so you can see the numbers clearly.

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