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HOME
SERVICES
INDIVIDUAL SERVICESCORPORATE SERVICESNONPROFIT SERVICESBOOKKEEPING SERVICESQUICKBOOKS SERVICESPAYROLL SERVICES401(k) SERVICESWHO WE WORK WITHTRANSPARENT PRICING
TAX
FILE YOUR TAX RETURNFILE AN EXTENSIONTAX PLANNINGTAX STRATEGY & ASSESMENTTAX-SMART FINANCIAL PLANNINGSALES AND USE TAXTAX DEDUCTIONS & STRATEGIESTAX HELP CENTERTRANSPARENT PRICING
RESOURCES
CALCULATORSDOWNLOADSPAY MY BILLTRUSTED PARTNERSTANDY'S TIPS NEWSLETTERTRANSPARENT PRICING
ABOUT
CALENDARCONTACT USCOMMUNITYOUR TEAMREVIEWSREFERRALSSUSTAINABILITY
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Financial Coaching

& Personal Budgeting

Helping you align your spending with your priorities through financial coaching

Get Financial Clarity
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You Deserve a Life Free from Financial Stress

Does this sound like you?

  • You're stuck between spending and saving, unsure how to strike the right balance
  • You've tried budgeting, but it felt limiting, tedious, and hard to maintain
  • Your income is rising—but your bank balance doesn't reflect it
  • You enjoy your lifestyle, yet feel like you're always playing catch-up financially
  • You're done letting money stress keep you from reaching your goals
Get Financial Clarity

Build a Cash Flow System That Supports Your Goals

Turn your income into a tool for progress—not stress. With a personalized cash flow strategy, you can:

  • Start saving intentionally for what matters most—whether it’s a first home, a dream purchase, or a strong financial safety net
  • Spend with purpose, aligning your money with your values and priorities
  • Create a realistic spending plan that works for your lifestyle—without cutting out the things you love
  • Pay off debt strategically, or use it as a tool when it makes sense
  • Take action with clear steps to build sustainable money habits and live your version of a wealthy life
  • Automate your finances for long-term consistency and peace of mind
Get Financial Clarity
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How Financial Coaching Helps You Take Control

1. Get Started with Access
Sign up to unlock tools, templates, and expert guidance—everything you need to begin building a better budget today.

2. Set Up Your Personalized System
Use step-by-step instructions to organize your finances and create a spending plan that fits your lifestyle. Choose between DIY options or Done-For-You services based on the support you want.

3. Get Ongoing Support
Attend live group Q&A sessions or book one-on-one coaching to troubleshoot, refine, and build confidence using your budget and money management app.

4. Stay Consistent and See Results
Stick with your plan and watch your finances transform—build stability, reduce stress, and feel more in control every month.

Get Financial Clarity

FAQs

What does a financial coach do?

A financial coach helps you clarify your goals, align your money with your values, and overcome emotional roadblocks that may be holding you back. You'll gain a solid foundation in personal finance—while learning how to make managing money feel empowering and even enjoyable.

Think of a financial coach like a fitness coach: you get expert guidance, practical tools, and ongoing accountability. But just like in fitness, the results come from your effort. With commitment and action, you can create lasting change and reach your financial potential.

How is a financial coach different from a financial advisor?

A financial coach does not handle your investments or tell you what to invest in. A financial coach at Tandy Consulting does NOT sell you insurance or any other financial product.

A coach helps you with budgeting, paying off debt, spending in alignment with you values, and saving. After working with a financial coach, you may want to then work with a financial advisor to learn how to invest in a tax efficient manner according to your goals and situation.

Do I have to be Rich?

You bring the spirit — we’ll help you build the rest. It’s not just about being rich; it’s about creating lasting wealth. Heroes are remembered, but legends are timeless.

What Problems do you help with?

Common Financial Challenges We Help Solve

  • Clarifying which financial goals to prioritize first
  • Breaking the cycle of living paycheck to paycheck
  • Navigating life on a limited or no income
  • Creating a plan for retirement readiness
  • Building an emergency fund quickly and effectively
  • Developing healthier money habits by reducing impulse spending
  • Letting go of guilt or stress tied to finances
  • Understanding how your financial upbringing influences current habits
  • Finding the right balance between spending and saving

Household and Relationship-Based Financial Guidance

  • Aligning financial goals between spouses
  • Supporting a smooth shift from dual income to a single income
  • Helping working parents transition to stay-at-home parenting
  • Creating shared financial plans for engaged couples
  • Setting up financial systems as newlyweds
  • Assisting couples in reducing conflict around money

Major Life Events and Adjustments

  • Managing finances after a job loss
  • Adjusting to significant income changes—both increases and decreases
  • Financially recovering and rebuilding after a divorce
  • Buying a home with a clear financial strategy

Family and Individual-Specific Support

  • Teaching teenagers smart money management
  • Managing household finances with young children
  • Supporting students and married students with budgeting and planning
  • Helping single professionals take control of their finances